Personal injury settlement calculator
Any injury claim, all case types, in one place.
Open calculator →Slip and fall settlement calculator
Premises-liability falls in stores, lots and sidewalks.
Open calculator →Dog bite settlement calculator
Dog-attack claims, scarring and strict liability.
Open calculator →Upcoming: medical malpractice, bicycle and pedestrian injury calculators.
The method
How personal injury settlements are calculated
A personal injury settlement compensates you for harm caused by someone else's negligence — a slip and fall in a store, a dog bite, an injury on unsafe premises, or a defective product. The calculation begins with your economic damages: medical treatment, future care your doctor expects you'll need, lost income, reduced earning capacity, and out-of-pocket costs. Because these are backed by bills, records and pay stubs, they anchor the claim.
Your non-economic damages — pain, suffering, anxiety and loss of enjoyment of life — are estimated with the multiplier method (economic damages times a severity factor of about 1.5 to 5) or the per-diem method (a fixed daily value across your recovery). Premises and negligence cases live or die on one thing the calculator can't measure for you: proof that the other party owed you a duty of care and breached it. A wet floor with no warning sign, a landlord who ignored a known hazard, or an owner whose dog had bitten before all strengthen that link.
Finally, your state's comparative-negligence rule reduces the result by your share of fault — which in slip-and-fall and premises cases is often the central fight, since defendants routinely argue you should have seen the hazard. The calculator applies your state's rule so the range reflects your jurisdiction, not a national average.
What drives value
What makes a personal injury claim stronger
In negligence and premises cases, evidence of fault matters as much as the injury itself. The factors that move a claim:
Proof of negligence
Incident reports, photos of the hazard, maintenance logs and witness statements turn a "your word against theirs" dispute into a documented liability case.
Notice and foreseeability
If the property owner knew — or should have known — about the danger and did nothing, liability is far clearer. A spill that sat for an hour is very different from one seconds old.
Injury and recovery
Documented, consistent treatment for a real injury drives the multiplier. Pre-existing conditions and treatment gaps give the insurer room to argue the harm wasn't caused by the incident.
The most common mistakes in these claims are avoidable. Failing to report the incident in writing at the time leaves you with no record. Not photographing the scene means the hazard is "fixed" and gone by the time anyone asks. Comparative-fault arguments — that you were distracted, wearing the wrong shoes, or ignored a barrier — are the defense's go-to tactic, so honesty about your own role helps you set a realistic expectation. And as with any claim, settling before you know your full medical picture can leave future costs unfunded.
To get a useful estimate, enter your total and expected medical costs, lost wages, and a candid view of fault. Every figure shown is illustrative and based on general methods and aggregated data — not a prediction of what your specific claim will resolve for.
Questions
Personal injury calculators — FAQ
Any injury caused by someone else's negligence — a crash, a fall, a dog bite, a workplace or product injury. Start with the general calculator or pick the specific case below.
Economic damages (medical bills, lost wages) plus non-economic damages (pain and suffering) via a multiplier or per-diem, reduced by your share of fault.
No. The calculators are free, neutral and need no sign-up. For serious or disputed claims, a lawyer often increases the net recovery — but that's your call.