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Settlement calculators for every injury claim — free and neutral
Pick your case type, enter your damages and see the range a claim like yours is argued for — built on the multiplier and per-diem methods insurers use themselves, with your state's fault rule applied for you. No email, no phone number, and nobody calls you afterwards.
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Find your calculator
Every claim type has its own calculator with cited data and state adjustments.
Accidents
Car and truck accident calculators.
Open the calculatorPersonal injury
Slip & fall, dog bite, premises & general negligence.
Open the calculatorWorkers' comp
Your weekly benefit rate, from your average weekly wage.
Open the calculatorBy body part
Nerve damage today; back, neck, shoulder, knee and TBI next.
Open the calculatorProperty & vehicle
Diminished value (17c) claim calculator.
Open the calculatorPain & suffering
Value your non-economic damages.
Open the calculatorWrongful termination
Estimate an unlawful-firing payout.
Open the calculatorHow it works
A transparent method, not a black box
We use the same approaches attorneys and insurers use — and we show our work. No method is hidden behind a contact form.
Multiplier method
Pain & suffering = medical costs × a severity multiplier (1.5–5). Higher for serious, permanent injuries.
Per-diem method
A daily dollar value × the number of recovery days — an alternative way to value the same harm.
State adjustment
Your state's comparative-negligence rule and your share of fault are applied automatically to the result.
How much is my settlement worth?
The honest answer is that it is a range, and you can work out your own in two steps. First add the costs with a receipt behind them: medical bills to date, treatment still to come, pay you have lost, pay you will lose, and property damage. That total is your economic damages, and it is the only part of a claim that is not argued. Second, apply one of the two accepted methods to the part that has no receipts — a multiplier of roughly 1.5 to 5 on those economic damages, or a daily rate across your recovery. Then subtract your share of fault, under your state's rule.
Two inputs move the answer more than everything else combined. One is future medical cost, which most people leave blank and which is often the largest single line in a serious claim. The other is your share of fault, because it is the number an insurer is financially motivated to argue up, and in five jurisdictions any share of it at all can end the claim outright. A third sits outside the arithmetic entirely: a claim can never exceed the insurance coverage available, however serious the injury.
Not legal advice. SettleWorth is an informational tool. Estimates are illustrative and don't predict the outcome of any specific claim.
Real data
What settlements actually look like
There is no single "average" settlement — figures vary by injury, fault and state, and many numbers online come from law-firm marketing. Below are the figures backed by credible public sources; open each calculator for a range based on your own case.
| Case type | Reported figure | Source |
|---|---|---|
| Dog bite | $69,272 avg. claim (2024) | Triple-I / State Farm |
| Personal injury | ~$52,900 avg. | Martindale-Nolo |
| Car accident | ~$8,200 median | Martindale-Nolo |
| Slip and fall | $10K–$150K typical | Nolo |
| Truck, workers' comp & others | Varies widely — no reliable public average | — |
Sources: Insurance Information Institute, Martindale-Nolo and U.S. Bureau of Justice Statistics. Self-reported surveys and insurer data are not controlled studies; your case can differ.
Questions
Settlement calculator FAQ
A calculator gives you a realistic range, not a guaranteed number. It applies the same methods professionals use — multiplier or per-diem for pain & suffering, plus your state's fault rules — but the real outcome depends on evidence, insurance limits, and negotiation. Treat the result as a well-informed starting point.
No. SettleWorth shows your estimate instantly, with no email or phone required. We're a neutral tool, not a lead-generation funnel for a law firm.
The multiplier method values pain & suffering as your medical costs times a factor of 1.5–5 based on severity. The per-diem method assigns a daily dollar value for each day of recovery. Our calculator lets you try both and compare.
Yes — significantly. States follow different comparative-negligence rules, and a few (Alabama, Maryland, North Carolina, Virginia and Washington D.C.) can bar recovery entirely if you share any fault. The calculator applies your state's rule for you.